SherwoodFi

Own the lien markets onchain

Tokenized tax liens and deeds with statutory terms, real property collateral, and continuous marketplace liquidity — settled in USDC.

Join WaitlistMarkets

8–16%

Target net yield

6–36 mo

Defined terms

24/7

Market uptime

USDC

Settlement

Maricopa County, AZ16.0%·36 moMiami-Dade County, FL12.5%·24 moCook County, IL9.0%·30 moHarris County, TX25.0%·6 moWayne County, MI18.0%·12 moPima County, AZ16.0%·36 moMaricopa County, AZ16.0%·36 moMiami-Dade County, FL12.5%·24 moCook County, IL9.0%·30 moHarris County, TX25.0%·6 moWayne County, MI18.0%·12 moPima County, AZ16.0%·36 mo

A new asset class, fully onchain

Tax liens reserved for institutional buyers at county auctions — now accessible through Sherwood Fi on Robinhood Chain.

Tokenized property parcels with onchain collateral mapping
Real property collateral · parcel-linked tokens
01

Tokenized Tax Liens

Each lien certificate is issued onchain with statutory interest, redemption terms, and the underlying parcel reference embedded in its token.

02

Real Estate–Linked Collateral

Liens are secured by a first-position claim on real property, senior to mortgages in most U.S. jurisdictions.

03

Defined Terms, Onchain

Fixed statutory rates and redemption windows are enforced by smart contracts — no discretionary payouts.

04

24/7 Secondary Market

Exit before redemption by listing your position on the Sherwood Fi marketplace. Instant USDC settlement on Robinhood Chain.

05

Built on Robinhood Chain

Low-fee, EVM-compatible L2 purpose-built for tokenized real-world assets, secured by the Arbitrum stack.

06

Transparent by Default

Every certificate, payment, and redemption is verifiable onchain. Portfolio data updates in real time.

Protocol growth

Cumulative metrics across Sherwood Fi markets on Robinhood Chain.

Total value locked

$18.4M

+2,200%

Secondary volume

$6.2M

+3,000%

Active certificates

4,218

+904%

Avg. net yield

13.4%

+2.2pp

Avg. Net Yield

Weighted across markets

+2.2pp

11.7%12.3%12.8%13.4%AugNovFebMayJul

Secondary Volume

Monthly USDC

+3,000%

$0.2M$2.2M$4.2M$6.2MAugNovFebMayJul

Active Certificates

Tokenized liens onchain

+904%

4201,673.342,926.684,218AugNovFebMayJul

Example markets

View all →

Maricopa CountyAZ

Tax Lien16.0%36 mo22×View →

Miami-Dade CountyFL

Tax Lien12.5%24 mo18×View →

Cook CountyIL

Tax Lien9.0%30 mo15×View →

Harris CountyTX

Tax Deed25.0%6 mo4×View →

How it works

Connect & verify

Connect your wallet on Robinhood Chain and complete a one-time eligibility check.

Browse lien markets

Filter by state, yield, term, and collateral coverage across live tax lien and deed offerings.

Invest in USDC

Purchase tokenized certificates with USDC. Positions appear in your portfolio instantly.

Earn or trade

Collect statutory interest at redemption, or sell your position anytime on the secondary market.

Common questions

When a property owner falls behind on property taxes, the county sells a lien certificate to investors. The owner must repay the taxes plus statutory interest to clear the lien — and if they don't, the certificate holder can foreclose on the property.

Robinhood Chain is an EVM-compatible layer-2 network built on the Arbitrum stack, purpose-built for tokenized real-world assets with low fees and fast settlement.

You earn the statutory interest rate defined by the lien's jurisdiction when the property owner redeems, or you can sell your position on the secondary market at any time.

Access rolls out in phases. Join the waitlist and we'll notify you by email when your cohort is approved.

Be first onchain when markets open

Phased rollout on Robinhood Chain. Join the waitlist — we'll notify you when your cohort is approved.

Onchain property collateral network